BMWInsurance

BMW FLEX CAR
INSURANCE.

No one understands your BMW,
like BMW. We know the cover
that you and your BMW needs.

BMW FLEX CAR<br>INSURANCE.No one understands your BMW,<br>like BMW. We know the cover<br> that you and your BMW needs.

BMW FLEX CAR INSURANCE.

Our brand new Defaqto 5 Star rated BMW Flex Car Insurance is a fully comprehensive monthly policy designed for your new or used BMW.

When you truly love your BMW you want to protect it in the best way. BMW Flex Car Insurance is a fully comprehensive monthly insurance policy designed for your new or used BMW with the same attention to detail given to the creation of your car.

It’s not just any insurance policy but an investment in maintaining your Ultimate Driving Machine. BMW Car Insurance guarantees to use a BMW Approved Bodyshop should you wish, keeping your BMW, a BMW. All repairs completed by a BMW Approved Bodyshop will be carried out using Genuine BMW Parts.

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  • Key Benefits
    • Guaranteed option of BMW Approved Bodyshop repair in the UK
    • Use of a courtesy car whilst your car is being repaired
    • Uninsured Driver Promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
    • Roof Box cover up to £750
    • 24 hour UK recovery in the event of an accident
    • Replacement child car seats in the event of an accident
    • Sole glass replacement or repair will not affect your No Claims Bonus
    • Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU
    • Up to £1,000 cover for replacement vehicle keys and locks
    • Cover for Personal Accidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500
    • Car contents and personal belongings cover up to £1,000
  • Key Exclusions
    • Maximum driver age 85 years old
    • Minimum driver age of 30 years old for some high performance models
    • Vehicles valued over £75,000 and high performance vehicles will require a Thatcham approved tracking device with an active subscription
    • Have held a full UK/EU licence for at least one year
    • UK residents only
    • Have had no more than three at-fault claims in the past five years
    • Have a maximum of three minor driving convictions in the past five years and no major convictions
    • Young/inexperienced driver excesses may apply
    • You must be able to pass an identity check at your address
    • Specific offer, terms, conditions, exclusions and excesses may vary
    • Other terms, conditions, exclusions and excesses apply

Please read the policy wording for full terms, conditions, exclusions and excesses.

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EXISTING CUSTOMERS: VIEW YOUR ACCOUNT OR MAKE A CLAIM.

If you purchased your BMW Car Insurance before 4 September 2018 click here.

If you purchased your BMW Car Insurance on or after 4 September 2018 click here.

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BMW Z4

INSURED WARRANTY.

Covering you against the unexpected costs at the end of your warranty.
BMW Roadside Assistance

BMW ROADSIDE ASSISTANCE.

Help is on the way when you need it most.
BMW 1 Series

COSMETIC REPAIR INSURANCE.

Our Defaqto 5 Star rated BMW Cosmetic Repair Insurance, covering repair costs of minor damage so your BMW leaves a lasting impression.
BMW 6 Series Gran Turismo

TYRE DAMAGE INSURANCE.

Our Defaqto 5 Star rated BMW Tyre Damage Insurance, covering tyre damage repair costs so your BMW is ready for the road.
BMW X1 rear 3/4 view

ARE YOU THINKING ABOUT FINANCING A BMW?

It could be more affordable than you think.

Terms and conditions.

  • Please read the policy wording for full terms, conditions, exclusions and excesses. BMW Flex Car Insurance is managed and administered by Wrisk Transfer Limited, registered in England under company number 10657213 and is a wholly owned subsidiary of Wrisk Limited. Registered Address: 25 Moorgate, London, England, EC2R 6AY, United Kingdom. The company is registered in England under company number 09721622. Wrisk Transfer Ltd is authorised and regulated by the Financial Conduct Authority under the Financial Services Registered number 788062.
  • This insurance is underwritten by Highway Insurance Company Limited. Highway is a registered trade mark and Highway and Highway Insurance are trading styles of the Liverpool Victoria Group of Companies. LV= and Liverpool Victoria are registered trade marks of Liverpool Victoria Friendly Society Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria group of companies. Highway Insurance Company Limited, registered in England and Wales number 3730662 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address for both companies: County Gates, Bournemouth BH1 2NF. Tel: 01202 292333.
  • BMW Financial Services (GB) Limited, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB and Wrisk Transfer Limited are not part of the same corporate group.