ELECTRIC AND HYBRID COVER
WITH BMW FULLY FLEX CAR INSURANCE.
HIGH QUALITY COVER, EXTENDED FOR YOUR ELECTRIC OR HYBRID BMW.
BMW Flex Car Insurance is a fully comprehensive, monthly subscription policy that works for life today. There’s no tie-in, no up-front deposits and no interest charges. You can cancel or make changes at any time.
With extended cover for your electrified BMW – pure electric or plug-in hybrid – its not just any insurance policy but an investment in maintaining your BMW beyond the drive.
FULL FLEXIBILITY.
You can set up and manage your policy anytime, anywhere. It takes only a few taps and changes apply immediately. There's also no hidden fees - you can make changes, renew and cancel all without charges and your price is guaranteed for 12 months – unless you need to make a change of course.
FULLY CHARGED, TAILORED COVER.
Here's what is included for your EV or plug-in hybrid BMW.
BATTERY COVER.
Your battery is covered against accidental damage, fire and theft – even if you’re leasing it.*
CHARGING CABLES & BOX.
Your charging cables and wall boxes are covered for accidental damage, fire and theft, too.*
TRIP HAZARD.
You are covered should someone trip over the charging cable while charging your car at home.*
*Terms conditions and exclusions apply.
WHY BMW FLEX CAR INSURANCE?
TREAT YOUR BMW RIGHT.
Repairs guaranteed for 5 years, performed by qualified BMW technicians with BMW parts – keeping your BMW in the best condition.
BMW NETWORK COURTESY CAR.
Courtesy car included as standard even if your vehicle is stolen and not recovered or beyond economical repair.
FULLY FLEX.
There’s no tie-in, no up-front deposits and no interest charges. You can cancel or make changes any time – this is a simple monthly subscription that works for life today.
FULLY CHARGED.
Tailored cover for electric & hybrid BMWs.
EASY ACCESS.
Set up and manage your policy anytime, anywhere. It takes only a few taps and changes apply immediately – no waiting for paperwork or estimates or call centres.
NO HIDDEN FEES.
Make changes, renew, cancel all without charges and your price is guaranteed for 12 months – unless you need to make a change of course.
FEATURES AND BENEFITS.
Guaranteed option of BMW Approved Bodyshop repair in the UK, with repairs guaranteed for 5 years.
Guaranteed option of BMW Approved Bodyshop repair in the UK.
Uninsured Driver Promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver.
24 hour UK recovery in the event of an accident.
Cover for Personal Accidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500.
Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU.
Car contents and personal belongings cover up to £1,000.
Key Benefits.
- Guaranteed option of BMW Approved Bodyshop repair in the UK
- Use of a BMW network courtesy car whilst your car is being repaired
- Uninsured Driver Promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
- Roof Box cover up to £750
- 24 hour UK recovery in the event of an accident
- Replacement child car seats in the event of an accident
- Sole glass replacement or repair will not affect your No Claims Bonus
- Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU
- Up to £1,000 cover for replacement vehicle keys and locks
- Cover for Personal Accidents involving the car up to £20,000 per person (up to a maximum of £60,000) and Medical Expenses related to a car accident up to £500
- Car contents and personal belongings cover up to £1,000
Key Exclusions.
- Maximum driver age 85 years old
- Minimum driver age of 30 years old for some high performance models
- Have held a full UK/EU licence for at least one year
- UK residents only
- Have had no more than three at-fault claims in the past five years
- Have a maximum of three minor driving convictions in the past five years and major convictions
- Young/inexperienced driver excesses may apply
- You must be able to pass an identity check at your address
- Other terms, conditions, exclusions and excesses apply
GET YOUR QUOTE.
It’s not just any insurance policy but an investment in maintaining your Ultimate Driving Machine. BMW Car Insurance guarantees to use a BMW Approved Bodyshop should you wish, keeping your BMW, a BMW. All repairs completed by a BMW Approved Bodyshop will be carried out using Genuine BMW Parts.
BMW FLEX CAR INSURANCE FILM.
Our short film gives you an overview of our Insurance product and it's key benefits.
FREQUENTLY ASKED QUESTIONS.
EXISTING CUSTOMERS: VIEW YOUR ACCOUNT OR MAKE A CLAIM.
To view your account or make a claim, please click here.
OTHER POPULAR PRODUCTS.
BMW FLEX CAR INSURANCE.
Covering you against the unexpected costs at the end of your warranty.
BMW 5 DAY DRIVEAWAY.
Help is on the way when you need it most.
BMW INSURED WARRANTY.
Covering you against the unexpected costs at the end of your warranty.
BMW ROADSIDE ASSISTANCE.
Help is on the way when you need it most.
Terms and conditions.
Please read the policy wording for full terms, conditions, exclusions and excesses.
BMW Car Insurance is managed and administered by Wrisk Transfer Limited, registered in England under company number 10657213 and is a wholly owned subsidiary of Wrisk Limited. Registered Address: 45 Gresham Street, London, EC2V 7BG, United Kingdom. The company is registered in England under company number 09721622. Wrisk Transfer Ltd is authorised and regulated by the Financial Conduct Authority under the Financial Services Register number 788062.
BMW Car Insurance is underwritten by Highway Insurance Company Limited which is part of the Allianz Group, registered in England and Wales number 3730662. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB.
BMW Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, which is authorised and regulated by the Financial Conduct Authority, reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. BMW Financial Services (GB) Limited and Wrisk Transfer Limited are not part of the same corporate group.