The benefits of BMW Financial Services.
Simply Smart.
We can cover your finance and insurance needs for you and your BMW all in one place. This makes us the smart way to make your dream a reality and drive the BMW you’ve always wanted.
Tailored finance.
With three types of finance products to choose from, it’s easy for you to find the right finance solution to suit your needs. Compare our tailored finance products below.
Range of offers.
We have finance offers across the range of BMW cars. Take a look at offers to suit you and request contact from your preferred BMW Retailer if you would like to find out more about the options available.
Within reach. Your new BMW.
Your new BMW is closer than ever. Choose the ideal finance options for your dream car. We'll guide you through each step to achieve your goal.
1. Pick your perfect BMW.
You can select your perfect model online and build your BMW from the engine up. Alternatively, to make the decision even easier, you can either speak to your BMW Retailer or pick from a selection of pre-built vehicles.
2. Find the right finance for you.
Next, it’s time to think about how you would like to pay for your BMW. Consider your deposit, length of agreement (between 24 and 48 months*) and your annual mileage† to find a realistic and manageable finance arrangement.
3. Understand finance quote.
It's important to understand the purpose of a quotation and be able to identify and understand the key information it provides. Next step is to review your quotation and what it means.
4. Submit your application to us.
It’s simple to apply for finance with us. Either online or at your local BMW Retailer, we only need to take a few details from you to make a decision.
5. Sign your finance documents.
Once you’ve been approved for finance, you’ll have plenty of time to review the paperwork whilst your vehicle is being prepared^. We’ll arrange the final details with you before you pick up the car, making sure your collection is as quick and easy as possible.
6. Pick up the keys to your BMW.
The only thing left to experience now is the pure driving pleasure of your BMW. You can also manage your agreement online 24/7 with MyBMW Finance.
Which product is right for you? Compare our finance products.
BMW Financial Services offers a variety of finance options to help you drive your dream BMW. Explore the benefits and choose the solution that suits your needs.
BMW SELECT (PCP).
Deposit + monthly payments + optional final payment.
Best for: Flexibility and low monthly payments, and want the option to part-exchange, purchase or return your vehicle at the end.
BMW HIRE PURCHASE.
Deposit + monthly payments.
Best for: If you want to make monthly payments and own your vehicle outright at the end, with the option to keep it or part-exchange it.
BMW CONTRACT HIRE.
Initial rental + monthly rentals.
Best for: If you want to drive a new BMW but don’t want the hassle of ownership, depreciation and selling a car at the end of your agreement.
BMW Insurance Solutions.
Designed with you and your pride and joy in mind.
Request a finance quote.
Our flexible finance options make it easy for you to own a BMW. Why not request a quote and your local Retailer will be in touch to explore your finance options.
Discover more.
Latest offers.
BMW New Car Locator.
Configure your BMW.
BMW Approved Used Cars.
Used car offers.
Find out more about our finance products.
Get the support you need.
Have questions about finance products, your finance agreement, or returning your vehicle? We offer clear, timely assistance tailored to your needs.
MyBMW Finance.
Manage your finance agreements effortlessly. View payments and download documents on the MyBMW Finance portal. Stay informed about your finances and your BMW.
BMW Customer Support.
Do you have any questions or need more information on finance offers, your agreements or insurance solutions? Get in touch with BMW Customer Support now.
Managing your agreement.
We'll take care of you every step of the way. From managing your agreement, looking after your BMW and returning it, we've got it covered.
More about our finance and insurance.
BMW Select.
BMW Select, which is also known as Personal Contract Purchase (PCP), involves an initial deposit, monthly payments and then an optional final payment. This finance product is perfect if you are looking to combine flexibility with low monthly payments.
BMW Hire Purchase.
With BMW Hire Purchase there are no mileage restrictions, so you can spend as much time on the road as you like. What’s more, when you get to the end of your finance agreement, the car is all yours.
BMW Personal Contract Hire.
Available for both personal and business users, BMW Personal Contract Hire is a truly simple way to get into a new BMW. BMW Personal Contract Hire is not available on used cars.
BMW Insurance Solutions.
Optimum insurance protection for sheer driving pleasure. Enjoy peace of mind with the comprehensive insurance solutions from BMW Financial Services.
Terms and conditions.
*If you wish to discuss different arrangements, your BMW Retailer will be able to advise you of your options.
†Annual mileage required for BMW Select (PCP) and BMW Contract Hire only.
^Approved finance applications are valid for 60 days from date of acceptance.
Finance available from BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. Finance subject to status. Over 18s only. Terms and conditions apply. Offers available to UK residents only. A guarantee may be required.
Terms, conditions and exclusions apply. BMW Insurance Solutions is a trading name of BMW Financial Services (GB) Ltd. The insurance policies are underwritten by a selected panel of insurers.