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When can't I make a claim against BMW Excess Protection Insurance?

  1. Any claim where your motor, home or travel insurer does not make a claims settlement payment to you.
  2. When the amount of the claim on your motor, home or travel insurance is less than the policy's claim excess.
  3. A claim under the motor insurance element of the policy where your vehicle is used for commercial or business use.
  4. A claim under the motor insurance element of the policy where a claim arises from glass repair or replacement or a claim for vehicle breakdown or a mis-fuel event.
  5. A claim under the travel insurance element of the policy if you have single trip travel insurance (i.e. cover is only available against annual, multi-trip travel insurance policies).

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