BMW car covered by BMW tyre insurance


Covering tyre damage repair costs so your BMW is ready for the road.

BMW TYRE DAMAGE INSURANCE.Covering tyre damage repair costs so your BMW is ready for the road.

    When you truly love your BMW, you want to protect it in the best way. That’s why we created BMW Protect, our comprehensive range of insurance products designed to help maintain that sheer driving pleasure, whilst protecting you from damage costs.

    Within this suite of BMW Protect products is our BMW Tyre Damage Insurance. If your tyres are damaged, either accidentally or by a malicious act, BMW Tyre Damage Insurance can help towards the unexpected cost of repair or replacement, regardless of your vehicle age. With three cover levels to choose from, you’re sure to find the cover level that works for you, and your BMW.

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    View our Interactive Insurance Brochure which gives you an overview of all products included in the Insurance Solutions range.

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    • Key Benefits
      • Cover available for 3 years, covering up to 5 tyres up to the cover limit chosen
      • Available for BMW New and Approved Used vehicles
      • 3 cover levels to choose from: £150, £300, £500 per tyre all including run-flat tyres
      • No excess to pay
      • You have up to 60 days to purchase your policy after you have collected your BMW
    • Policy Conditions
      • Cover for damage to tyres fitted to the insured vehicle only
      • Cover towards the cost of repairs and, if the repair is not possible, replacement up to the cover limit
      • Damage due to wear and tear is not covered
      • Covers tyres with a tread depth of more than 2mm
      • Cover will start after you have purchased the policy.
        If you purchase this policy after taking delivery of your vehicle a moratorium period of 13 days applies.

    Terms, conditions and exclusions apply. This website only provides a summary of the cover provided by BMW Tyre Insurance and does not include the full terms, conditions and limits of cover. Please refer to the policy wording document.


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    Contact your participating local approved BMW Retailer and get your quote today. 

    For full terms and conditions of this product, see your policy wording document.

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    In the unfortunate event that you need to make a claim, BMW Protect Services are available to assist you. Please refer to your policy wording document for full details of how to make a claim. 

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    Our BMW Protect Insurance Claims App is here to make registering a claim simple, quick and easy for your BMW Cosmetic Repair and Tyre Damage Insurance policies. The app is available 24/7 allowing you convenient access to register your claim and also the ability to view your policy documents for all your BMW Protect Insurance products.


    To login to the app you need to enter your surname and vehicle registration, the app will then send an SMS with a verification code to your mobile to confirm it’s you.


    Registering a claim couldn’t be easier, our app guides you through the process, providing clear and simple instructions to register a claim. Select your policy type, enter the claim details, upload pictures and our claims team will then review your claim the next working day. The team will either contact you directly or begin processing your claim if it’s accepted and notify you via email.


    Download our Claims app by searching for ‘BMW Protect Insurance Claims’ on the Apple or Android store.


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    Terms and conditions

    • BMW Tyre Damage Insurance is administered by GardX Assure Limited who are registered in England under company Registration Number 9339557 and is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 711212. Their registered office is at Lake House, 2 Port Way, Port Solent, Portsmouth, United Kingdom, PO6 4TY.

      This insurance is underwritten by Fortegra Europe Insurance Company SE UK Branch, a branch of Fortegra Europe Insurance Company SE (Financial Conduct Authority registration number 805770). Fortegra Europe Insurance Company SE has its registered office and principal place of business at Office 13, SOHO Office The Strand, Fawwara Building, Triq I-Imsida, Gzira, GZR 1401, Malta (Malta Company registration number C 84703), is authorised under the Insurance Business Act 1998 of the laws of Malta to carry out general business of insurance, and is regulated by the Malta Financial Services Authority of Triq l-Imdina, Zone 1, Central Business District, Birkirkara, CBD 1010, Malta.

      BMW Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, which is authorised and regulated by the Financial Conduct Authority, reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. BMW Financial Services (GB) Limited and GardX Assure Limited are not part of the same corporate group.