BMW PCH car insured with BMW contract hire shortfall insurance

BMW CONTRACT HIRE SHORTFALL INSURANCE.

Providing you with financial protection should your BMW be written off or stolen.

BMW CONTRACT HIRE SHORTFALL INSURANCE.Providing you with financial protection should your BMW be written off or stolen.
    Insurance Solutions

    Within this suite of BMW Protect products is BMW Contract Hire Shortfall (GAP) Insurance, ensuring you’re not out of pocket if your BMW is written off due to an accident, theft or fire. BMW Contract Hire Shortfall (GAP) Insurance is designed to cover the early termination charges at the time of loss on the contract hire/lease hire agreement. BMW Contract Hire Shortfall Insurance covers you against losing out in these tricky situations.

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    BMW CONTRACT HIRE SHORTFALL INSURANCE FILM.

    Our short film gives you an overview of our Insurance product and it's key benefits.

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    BMW iX driving through the city with BMW Contract Hire Shortfall Insurance

    View our Interactive Insurance Brochure which gives you an overview of all products included in the Insurance Solutions range.

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    • Key Benefits
      • Cover available for 2, 3 or 4 years
      • Available for new BMW vehicles
      • Available for contract hire agreements up to 60 months
      • The insurance could pay up to £500 to cover any excess you have as part of your motor insurance claim
      • Pay for your policy upfront or in 12 monthly payments (at no extra cost)
      • You have up to 60 days to purchase your policy after you have collected your BMW. Cover will start after you have purchased the policy
    • Policy Conditions
      • If there is any amount still owing on the contract hire agreement after your claim has been settled, it is your responsibility to ensure that settlement of this amount is made
      • Cover only applicable if a claim under the motor insurance policy is paid
      • The insurance cover will be capped at a maximum amount. Therefore the amount paid out under the BMW Contract Hire Shortfall Insurance might be lower than the early termination charges at the time of loss on the contract hire/lease hire agreement.

    Terms, conditions and website only provides a summary of the cover provided by BMW Contract Hire Shortfall Insurance and does not include the full terms, conditions and limits of cover. Please refer to the policy wording document.


     

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    GET YOUR QUOTE.

    Contact your participating local approved BMW Retailer and get your quote today.

    For full terms and conditions of this product, see your policy wording document.

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    NEED TO MAKE A CLAIM?

    In the unfortunate event that you need to make a claim, BMW Protect Services are available to assist you. Please refer to your policy wording document for full details of how to make a claim. 

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    Terms and conditions

    • BMW Contract Hire Shortfall Insurance is administered by GardX Assure Limited who are registered in England under company Registration Number 9339557 and is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 711212. Their registered office is at Lake House, 2 Port Way, Port Solent, Portsmouth, United Kingdom, PO6 4TY.

      This insurance is underwritten by Fortegra Europe Insurance Company SE UK Branch, a branch of Fortegra Europe Insurance Company SE (Financial Conduct Authority registration number 805770). Fortegra Europe Insurance Company SE has its registered office and principal place of business at Office 13, SOHO Office The Strand, Fawwara Building, Triq I-Imsida, Gzira, GZR 1401, Malta (Malta Company registration number C 84703), is authorised under the Insurance Business Act 1998 of the laws of Malta to carry out general business of insurance, and is regulated by the Malta Financial Services Authority of Triq l-Imdina, Zone 1, Central Business District, Birkirkara, CBD 1010, Malta.

      BMW Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, which is authorised and regulated by the Financial Conduct Authority, reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. BMW Financial Services (GB) Limited and GardX Assure Limited are not part of the same corporate group.