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BMW Car Insurance.

BMW Car Insurance.
BMW Car Insurance.
BMW's fully comprehensive insurance is a policy specifically designed for a BMW, with the same attention to detail given to the creation of a BMW.
It's not just an insurance policy but an investment in maintaining the purity of your BMW.

Benefits of BMW Car Insurance
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  • We guarantee to offer you the option of using a BMW Approved Bodyshop for accident repairs using BMW Trained Technicians and Genuine BMW Parts
  • You will have access to a courtesy car whilst yours is being repaired*
  • 24 hour UK accident recovery service for your BMW, after theft, vandalism, or an immobilising accident
  • Replacement child seats in the event of an accident
  • Broken or damaged glass will be replaced with no effect on any claims discount
  • 24 hour access to motoring legal advice, 365 days a year

*Subject to availability. Terms and conditions apply.

7 Day Free Insurance.

Pure driving enjoyment. Instantly. The exceptional experience of driving a BMW, instantaneously. No waiting for new certificates, no hassle, no charge. Just request a quote for an annual BMW Car Insurance policy and you can drive away, straight away. The BMW 7 Day Free Car Insurance is a comprehensive policy, covering you from the moment you buy a BMW. It means that nothing will come between you and the total pleasure of driving a BMW, for a second.
From day one, your car will be protected by insurance created specifically for your BMW, and safeguarded by the people who are trained to deliver the standards you expect from BMW.
Contact your local BMW Centre today to find out more.
Terms and Conditions
BMW Car Insurance is sold, underwritten and administered by Allianz Insurance plc registered in England number 84638.
 

BMW Shortfall Insurance.

BMW Shortfall Insurance.
BMW Shortfall Insurance.
BMW Shortfall Insurance helps protect you against losing out financially if your car is written off or stolen. Car insurers will generally pay you the market value of your car at the time it is written off. With BMW Shortfall you are covered for the difference between this market value and the higher amount, of either:
  • the car insurer's settlement figure and the invoice price you paid for your BMW, or
  • the car insurer's settlement figure and the outstanding amount due under your finance agreement, for the insured vehicle

Terms and Conditions
BMW Shortfall is administered by Mondial Assistance (UK) Ltd. Registered in England, No 1710361. Registered Office 102 George Street, Croydon CR9 6HD and is underwritten by AGA International SA, trading from the above address. Mondial Assistance (UK) Ltd is authorised and regulated by the Financial Conduct Authority No 311909.
 

Benefits of BMW Shortfall Insurance
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  • Immediate cover for new and used cars, with no mileage limit
  • Cover available for 1, 2, 3 or 4 years
  • You can pay for your policy either in one payment or 12 monthly instalments (at no extra cost)
  • If your motor insurer provides a replacement car, following a write-off in the first 12 months, we’ll transfer the cover that’s left on your BMW Shortfall insurance to the replacement car, at no extra cost
  • We’ll also pay up to £500 to cover any excess you have to pay as part of this motor insurance claim, for the full duration of this policy
  • Unlimited cover for Retailer-fitted options and accessories
  • Paint and fabric protection products, included in the invoice price, are covered
  • In the event of a total loss, our experienced BMW Protect Services team will be on hand to guide you through the claims process

Terms, conditions and exclusions apply.
Please note, you must not accept your motor insurer's settlement figure until you have contacted our claims department.
 

BMW Tyre Insurance.

Even the most careful driver can sustain damage to their tyres, whether from unexpected road defects or cuts and tears caused by sharp objects.
If your tyres are damaged, either accidentally or by a malicious act, BMW Tyre Insurance can help towards the unexpected cost of repair or replacement, regardless of your annual mileage.
Terms and Conditions
BMW Tyre Insurance is administered by Mondial Assistance (UK) Ltd. Registered in England, No 1710361. Registered Office 102 George Street, Croydon CR9 6HD and is underwritten by AGA International SA, trading from the above address. Mondial Assistance (UK) Ltd is authorised and regulated by the Financial Conduct Authority No 311909.

Benefits of BMW Tyre Insurance.
  • It will pay towards the repair or replacement costs* of tyres damaged either accidentally or by a malicious act
  • You can make up to 5 claims in the period of insurance
  • Choose your level of cover from £300 or £450 towards the replacement of damaged tyres
  • The policy pays up to £50 for each tyre repair
  • Immediate cover for BMW cars less than 7 years old with less than 80,000 miles at point of purchase
  • We can provide cover for 1, 2 or 3 years
  • You can pay for your policy either in one payment or 12 interest free monthly instalments
  • Our experienced BMW Protect Services team will be on hand to guide you through the claims process
  • Additional Winter Tyres supplied by an Authorised BMW Centre are also covered

* Your tyre(s) must have 6mm or more of tread depth at time of claim to receive 100% of costs. For part worn tyres with less than 6mm but more than or equal to 2mm, 50% of costs will be paid. All claim limits include VAT.
Terms, conditions and exclusions apply.
 

BMW Cosmetic Repair Insurance.

BMW Cosmetic Repair Insurance protects you against the minor damages created by day-to-day motoring. Developed to protect the beauty, craftsmanship and finish of your BMW.
Terms and Conditions
BMW Cosmetic Repair Insurance is administered by Mondial Assistance (UK) Ltd. Registered in England, No 1710361. Registered Office 102 George Street, Croydon CR9 6HD and is underwritten by AGA International SA, trading from the above address. Mondial Assistance (UK) Ltd is authorised and regulated by the Financial Conduct Authority No 311909.

Benefits of BMW Cosmetic Insurance.
  • Bodywork repairs will be carried out by our highly skilled BMW Approved Technicians, to BMW's highest standards of craftsmanship
  • Damage can be up to 1.5mm in diameter for chips, 3cm in diameter for minor dents and 15cm in length for scratches and scuffs
  • All repairs come with a 3-year guarantee
  • Flexible payment options: pay for your policy in one payment or 12 interest free monthly instalments
  • Your car insurance premium is unaffected, protecting your No Claims Discount and helping guard against future premium increases
  • Cover can be provided for 1, 2 or 3 years
  • Only £10 excess to pay per claim
  • Our experienced BMW Protect Services Team will be on hand to help you if you need to make a claim

Terms, conditions and exclusions apply. Available for new cars only. Excludes damage to horizontal panels and is not available for paint types: Mineral White, Matt/Frozen and Special Request Colour.
 

BMW Alloy Wheel Repair Insurance.

BMW Alloy Wheel Repair Insurance protects you against the effects of kerbing and scuffing from day-to-day motoring. Developed to protect the beauty, craftsmanship and finish of your alloy wheels.
Terms and Conditions
BMW Alloy Wheel Repair Insurance is administered by Mondial Assistance (UK) Ltd. Registered in England, No 1710361. Registered Office 102 George Street, Croydon CR9 6HD and is underwritten by AGA International SA, trading from the above address. Mondial Assistance (UK) Ltd is authorised and regulated by the Financial Conduct Authority No 311909.

Benefits of BMW Alloy Wheel Repair Insurance.
  • Bodywork repairs will be carried out by our highly skilled BMW Approved Technicians, to BMW’s highest standards of craftsmanship
  • Covers damage up to 50% of the wheel rim or up to 15cm in diameter on the main body of the wheel
  • All repairs come with a 3-year guarantee
  • Flexible payment options: pay for your policy in one payment or 12 interest free monthly instalments
  • Your car insurance premium is unaffected, protecting your No Claims Discount and helping guard against future premium increases
  • Cover can be provided for 1, 2 or 3 years
  • Only £10 excess to pay per claim
  • Our experienced BMW Protect Services Team will be on hand to help you if you need to make a claim

Terms, conditions and exclusions apply. Available for new cars only. Not available for wheel types: Polished Diamond Cut, Chrome Finish, Liquid Black Finish and Split Rim.
 

BMW Excess Protection Insurance.

BMW Excess Protection Insurance is designed to help reduce your costs at the time of making a claim on your motor, home (buildings and contents) and travel (annual multi-trip) policies.
How BMW Excess Protection Insurance works:
Choose your level of cover:
  • Excess Protection for motor policies
  • Excess Protection for motor, home (buildings and contents) and travel (annual multi-trip) policies

Choose your benefit level of £500 or £1000 for motor only or £500, £1000 or £1500 for motor, home and travel.
Terms and Conditions
BMW Excess Protection Insurance is administered by Mondial Assistance (UK) Ltd. Registered in England, No 1710361. Registered Office 102 George Street, Croydon CR9 6HD and is underwritten by AGA International SA, trading from the above address. Mondial Assistance (UK) Ltd is authorised and regulated by the Financial Conduct Authority No 311909.
Benefits of BMW Excess Protection Insurance.
  • By having BMW Excess Protection Insurance you could increase the excess on policies covered - therefore potentially reducing the initial premium(s) and saving money
  • Protect yourself against some or all of your claim excesses for motor, home and travel
  • Pay for your policy up front or in 12 interest free monthly instalments
  • A simple claims process to reimburse your excess payments on the cover chosen
  • An unlimited number of claims up to your benefit level
  • This excess protection is not limited to BMW branded Insurance policies
  • Our experienced BMW Protect Services team will be on hand to guide you through the claims process

Terms, conditions and exclusions apply. Please note this insurance does not protect your no claims discount.
 

BMW Insured Warranty (Extended Warranty).

BMW Insured Warranty.
BMW Insured Warranty.
If the warranty on your new or Approved Used BMW is coming to an end or has expired, BMW Insured Warranty can help to protect you against the unexpected cost of repairs and replacement parts.
With a choice of cover levels and a range of options, including BMW Insured Emergency Service, you can tailor your BMW warranty protection to your own individual needs.
BMW Insured Warranty offers a choice of three levels of cover:
  • Comprehensive: our highest level of protection, covering the majority of your BMW's components. Includes wear and tear for covered components for the first 100,000 miles
  • Named Component: mechanical and electrical breakdown cover for a wide range of your vehicle's components, available on vehicles with up to 100,000 miles
  • DriveLine: the basic level of warranty, covering the main engine, transmission and drive-train components, with a claim limit of up to £5,000

Terms, conditions and exclusions apply. The maximum claim limit for Comprehensive and Named Component cover is the purchase price paid for the vehicle.
Terms and Conditions
BMW Insured Warranty is administered by Mondial Assistance (UK) Ltd. Registered in England, No 1710361. Registered Office 102 George Street, Croydon CR9 6HD and is underwritten by AGA International SA, trading from the above address. Mondial Assistance (UK) Ltd is authorised and regulated by the Financial Conduct Authority No 311909.
 

BMW Insured Emergency Service (Breakdown cover).

BMW Insured Emergency Service provides help for BMW drivers in motoring emergencies, anywhere in the United Kingdom, the Republic of Ireland and Continental Europe.
If your car is immobilised, we can help you. We have an extensive network of Emergency Service centres with experienced multi-lingual BMW staff who will be pleased to take care of you, 24 hours a day, 365 days a year.
Terms and Conditions
BMW Insured Emergency Service is administered by Mondial Assistance (UK) Ltd. Registered in England, No 1710361. Registered Office 102 George Street, Croydon CR9 6HD and is underwritten by AGA International SA, trading from the above address. Mondial Assistance (UK) Ltd is authorised and regulated by the Financial Conduct Authority No 311909.

Benefits of BMW Insured Emergency Service.
  • Assistance in the event of an emergency on the road, at home or elsewhere
  • Coverage anywhere in the UK, Republic of Ireland and Continental Europe
  • Extensive network of Emergency Service centres manned 24 hours a day, 365 days a year
  • Experienced, multi-lingual staff
  • Can be purchased on its own or in conjunction with BMW Insured Warranty

Terms, conditions and exclusions apply.
 

BMW Travel Insurance.

Wherever you're going, however long you're going for, make sure you're covered with BMW Travel Insurance.
Whether it's a well deserved holiday or a golf or skiing trip, it always pays to have the right travel cover in place. BMW Travel Insurance offers a choice of either single trip cover or an annual multi-trip policy, with the option to add Winter Sports cover.
Terms and Conditions
BMW Travel Insurance is administered by Mondial Assistance (UK) Ltd. Registered in England, No 1710361. Registered Office 102 George Street, Croydon CR9 6HD and is underwritten by AGA International SA, trading from the above address. Mondial Assistance (UK) Ltd is authorised and regulated by the Financial Conduct Authority No 311909.

Benefits of BMW Travel Insurance.
  • Covers up to £10 million emergency medical expenses incurred during your trip
  • Cover for customers up to 74 years of age*
  • £5,000 cover if you cancel or cut short your journey
  • Golf cover included as standard
  • £25,000 legal assistance for any claims in relation to your trip
  • Each person insured on an annual multi-trip policy may travel independently
  • 24hr medical emergency assistance helpline so that you can contact us day or night

*If you are 75 or older, please contact Free Spirit on 0845 609 8864 (Monday to Friday 8am to 6pm) or visit www.freespirit4aga.co.uk.
Terms, conditions and exclusions apply.
 

BMW Home Insurance.

With BMW Home Insurance you can tailor your policy to suit you. In addition to our standard Buildings and Contents cover, you can choose from a range of options, including personal possessions and accidental damage cover.
Terms and Conditions
BMW Home Insurance is sold, underwritten and administered by Allianz Insurance plc registered in England number 84638.

Benefits of BMW Home Insurance.
The following is covered within your BMW Home Insurance cover:
  • Damage caused by fire, lightning, explosion, earthquake and smoke
  • Damage caused by storm and flood
  • Water leaking from water tanks, apparatus or pipes or fixed heating installations
  • Theft, attempted theft or vandalism to your property
  • Theft of contents from outbuildings covered up to £2,500
  • Television, satellite and radio receiving aerials, aerial fittings, solar panels, wind turbines and masts breaking or collapsing

Other benefits include:
  • 24 hour legal advise helpline open 365 days a year
  • UK call centre
  • Dedicated Personal claims handlers

Terms and conditions apply.
 
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