Ideal for a short break or if you're going away on business. And for holidays that involve skiing or snowboarding you can also include Winter Sports cover for a small additional charge.

Your cover includes:

• Up to £10 million for emergency medical expenses abroad.
• Personal accident cover up to £25,000.
• Personal possessions cover up to £1,500.
• An emergency cash advance (up to £100) if your holiday money is lost or stolen.
• Up to £5,000 per person if your trip is cancelled or cut short.
• Cover for delayed departures of up to £200 per person.
• Up to £250 per person for additional travel and accommodation expenses due to passport loss abroad.
• 24-hour claims service available 365 days a year.
• 24-hour English-speaking telephone support service for help and advice worldwide.

Always going away at a moment's notice? Don't worry, with this policy you're covered.

You can cover your entire family whether you're travelling together or separately. This means your children are covered on trips organised by their schools (or recognised organisations with adult supervision) - which should take another weight off your mind.

And if you ski or snowboard, Winter Sports cover is available for an additional charge.

Your cover includes:

• Up to £10 million for emergency medical expenses abroad.
• Personal accident cover up to £25,000.
• Personal possessions cover up to £1,500.
• An emergency cash advance (up to £100) if your holiday money is lost or stolen.
• Up to £5,000 per person if your trip is cancelled or cut short.
• Cover for delayed departures of up to £200 per person.
• Up to £250 per person for additional travel and accommodation expenses due to passport loss abroad.
• 24-hour claims service available 365 days a year.
• 24-hour English-speaking telephone support service for help and advice worldwide.

Designed for backpackers and people travelling over an extended period. This policy also includes cover for adventure sports like bungee jumping and white-water rafting.

Your cover includes:

• Up to £5 million for emergency medical expenses abroad.
• Personal accident cover up to £25,000.
• Personal possessions cover up to £1,000.
• An emergency cash advance (up to £100) if your holiday money is lost or stolen.
• Up to £5,000 per person if your trip is cancelled or cut short.
• Cover for delayed departures of up to £200 per person.
• Up to £250 per person for additional travel and accommodation expenses due to passport loss abroad.
• 24-hour claims service available 365 days a year.
• 24-hour English-speaking telephone support service for help and advice worldwide.

It only takes a few minutes to obtain a quote and arrange cover with BMW Travel Insurance over the phone.

Call 0870 024 0285

Lines are open 8am to 8pm Monday to Friday, 9am to 5pm Saturday and 10am to 5pm Sunday. Calls may be recorded.